Collaboration Projects

Get funding for a collaborative innovation project through Copenhagen Fintech.

Apply for up to DKK 100.000 to fund development and testing 

Copenhagen Fintech invites Danish start-ups and scale-ups to apply for funding for fintech-related projects.

A collaborative innovation project can help you develop and test new solutions. Each project must involve at least one additional partner, such as a large company, another SME, a knowledge institution, a public organization, or a non-profit private organization.

Danish SMEs may apply for funding of up to DKK 100,000 per project. The total budget allocated under this call is DKK 1.5 million.

Please read the Conditions carefully for full details.

Timeline

  • 4 May 2026: Online information meeting - register here

  • 18 May 2026: Application deadline. Send your application to applications@copenhagenfintech.dk

  • End of June 2026: Funding decisions

  • July–November 2026: Project implementation (projects lasting 2–3 months)

Funding conditions and application forms

[downloads]

Q&A

Funding is available for collaborative innovation projects within financial technology (fintech), involving at least one Danish SME working with at least one other partner. Partners may be Danish or international and can include a large company, another SME, a knowledge institution, a public organization, or a non-profit private organization.

Danish small and medium-sized enterprises (SMEs) may apply for and receive funding. SMEs are defined as enterprises employing fewer than 250 people. Please read full definition in Annex 3 of the Conditions.

The maximum grant is DKK 100,000. Funding covers project work, with salary costs calculated at an hourly rate of DKK 406. In addition, an overhead supplement of 40 per cent is applied without documentation. The funding rate is up to 70 per cent of eligible salary costs, including overhead.

An email with the completed application and budget forms attached must be sent to applications@copenhagenfintech.dk by 18 May 2026.

Applications are assessed by Copenhagen Fintech staff, and decisions made by a subcommittee of the board. Selection criteria include: The clarity and novelty of the proposed innovation; commercial and societal relevance; feasibility, team quality and cost-effectiveness. Full details are provided in Section 5 of the Conditions.

The grant is awarded in accordance with the de minimis regulation. This means that total state aid granted to a single undertaking must not exceed EUR 300,000 over a three-year period. For full details see Annex 3 of the Conditions.

While the Conditions remain largely unchanged, some important updates have been made, including the following: Art 1) Clarification of the role of certain types of collaboration partners. Art 2) Clarification of the role of funded SMEs and the responsibilities of the grant holder. Art 3) Maximum grant per project is set at DKK 100,000. Art 5) Increased emphasis on the strength and commitment of the applicant SME. Art 7) The first instalment is reduced to one-third of the grant.

This call is the second of 1-3 annual application rounds planned by Copenhagen Fintech for 2026–2028. The strategic focus and eligibility criteria for future calls are yet to be determined.

Questions?

For enquiries, please contact
David Grønbæk
Project Compliance Officer

+45 53 58 44 24
djh@copenhagenfintech.dk