Nordic Fintech Lab

Small markets become stronger when they are connected

Nordic Fintech Lab is designed to help fintech companies approach the Nordics as one connected innovation environment, not a set of separate national markets.

The Nordic countries have advanced digital infrastructure, high trust and sophisticated financial sectors. They also share a practical challenge: each home market is small for companies with international ambitions.

The Lab creates a repeatable partnership model where local ecosystem organisations, financial institutions and growth companies can meet through a clearer structure. It does not replace national communities. It makes their networks and opportunities easier to access across the region.

For scaleups

Get closer to local market knowledge, trusted introductions and commercial conversations in neighbouring Nordic markets.

For financial institutions

Meet a broader pipeline of fintech companies and explore practical collaboration around shared industry challenges.

For ecosystem partners

Strengthen the local offering while joining a Nordic platform that can attract more companies, capital and partnerships.

A partnership model that can travel from market to market

01

Anchor locally

A local fintech organisation brings market knowledge, daily relationships and access to its national ecosystem.

02

Connect demand

Banks and corporates define where fintech collaboration can solve real operational, customer or regulatory challenges.

03

Curate scaleups

Relevant growth companies are introduced to the partners, context and market signals they need before expanding.

04

Build momentum

The pilot creates learning, relationships and a stronger structure for wider Nordic participation over time.

Partner model

Built with a lead partner and strong local anchors

Nordic Fintech Lab combines Copenhagen Fintech's regional and global platform with local partners who know their own market, community and financial sector.

Lead partner

Copenhagen Fintech

Copenhagen Fintech leads the shared platform, bringing programme experience, global network access, communication reach, intelligence and matchmaking across the Nordic fintech ecosystem.

Runs the shared Nordic Fintech Lab platform and partner model.

Connects partners to Copenhagen Fintech programmes, events, intelligence and global delegations.

Supports cross-border scouting, communication and matchmaking.

First local partner

Reykjavík Fintech Cluster

Reykjavík Fintech Cluster anchors the Icelandic pilot locally, bringing market knowledge, member relationships, local events and day-to-day ecosystem presence.

Leads local partner sales, onboarding and account relationships.

Connects Icelandic fintech companies and financial institutions to the wider Nordic platform.

Contributes local scouting, intelligence, events and community activity.

Nordic Fintech Lab is designed so selected organisations from other Nordic and Baltic markets can join as local partners, bringing their own market knowledge and community relationships into a broader Nordic platform.

Copenhagen Fintech also works with fintech companies, financial institutions and innovation partners across the Nordics and globally, including Enfuce, IF Insurance, Gjensidige, Firi, Centiglobe, Deedster, PostFinance and CRIF.

Explore Beyond Nordic Scaleup Program Explore Corporate Partnerships

Pilot partners

A practical mix of ecosystem, corporate and scaleup partners

The first group reflects how the Lab is meant to work: local ecosystem knowledge, demand from established financial institutions and real growth companies with solutions ready for new markets.